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  1. 11-02-2010, 01:20 AM #1
    amolg
    amolg is offline Junior Member
    Join Date
    Nov 2010
    Posts
    1

    Unhappy Fire loss - no rentor's insurance

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    Hi,

    I am a tenant. We had fire loss last month. We moved to new apartment now. The primary report of fire department shows the cause is undetermined. The landlord is asking me to pay the rent till the lease ends(which is next 5 months till march 2011). Now landlord's insurance company sent me a letter asking to give my insurance company name and if not i have to discuss with them and they held me responsible for the fire which is not determined yet.

    I DON'T HAVE RENTERS INSURANCE...

    My questions are,

    1) What should i discuss with the claim adjustor?
    2) How they held me responsbile?
    3) Should I go to fire department and check what is the final report?
    4) Do i need to pay the rent till the lease ends.

    I don't earn much and don't have any money to pay them. Can someone please guide me properly. We are from different country and don't know the laws here.

    Thanks,
    Amol
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  2. 11-16-2011, 06:52 AM #2
    marrie
    marrie is offline Member
    Join Date
    Feb 2011
    Posts
    62
    Homeowner's and renter's insurance protects your property against several for a number of different types of damage including theft, smoke, vandalism, fire, There is no coverage for the dwelling as that is the owner's .There was coverage from the homeowners' association for external damage. The renters did not have renters' insurance.
    Fire Insurance Claim
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