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  1. #1
    jasmines is offline Junior Member
    Join Date
    Aug 2010
    Posts
    2

    Expat Health Insurance - please advise me

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    Hi happy people, newbee in your community...I'm an expat, planning on spending most of my life in Asia, particularly Hong Kong
    I want to get health insurance that isn't too expensive but will still cover me if I go traveling or whatever.
    Right now, I've been recommended to go for global health Asia and Pallas
    Im not really good in looking through stuffs related to insurances so please help me choose
    which plan look reasonable to you?
    GlobalHealth Asia
    Pallas Global Medical Insurance


    if anyone knows a good expat health insurance company that is somewhat comprehensive,
    please send the information my way. I only have to cover myself and I have my own business.

    Thanks
    Jasmine

  2. #2
    igorvolseo is offline Junior Member
    Join Date
    Aug 2010
    Posts
    9
    There are many insurance companies which covers whole Asia. as health insurance asia, secure visit Asia, Just insurance can help you.
    I think if you have to spend your whole life in hong kong you should take a hong kong insurance policy it is much better and cheaper for you.

  3. #3
    Alan Deshawn is offline Member
    Join Date
    Aug 2010
    Posts
    32
    Ensuring quality medical care for people working abroad is essential, since local medical facilities could be very basic, expensive or even inaccessible.
    Private healthcare plans offer varying levels of medical cover (often including the family), usually with an overseas repatriation or evacuation service as standard. Most international healthcare packages also provide access to a 24 hr confidential advice line as well as a foreign language interpretation service.
    Overseas employees who are covered by private healthcare are able to receive prompt access to expert medical attention. This reduces absence due to sickness and helps to maximise corporate productivity. Where non-emergency treatment is needed in hospital, the patient will be notified of the date in advance, allowing their employer to make arrangements to cover their absence.
    As with employees based in the UK, companies that provide a quality private healthcare package for their overseas staff are seen to be caring organisations that respect their employees' well-being. This in turn helps with staff recruitment, retention and loyalty.
    For individuals arranging their own international healthcare package, the wide-ranging choice of products on offer can be daunting. Many people prefer to seek advice from a specialist to help them narrow the field.
    It is essential to secure enough cover for all possible contingencies, remembering to include cover for chronic conditions. If pregnancy and childbirth are also a possibility, these must be taken into account too.
    Medical costs across the world are increasing at a faster rate than the cost of living. Consequently, many insurers will try to defer increases in premiums by either reducing the range of cover or introducing penalties, making it even more important for the purchaser to read the small print.

  4. #4
    jasmines is offline Junior Member
    Join Date
    Aug 2010
    Posts
    2
    Thanks Alan and Igor, Im looking through your suggestions

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