WHAT THIS PRIVACY POLICY COVERS
InsuranceMaking.com takes your privacy seriously. Please read the following to learn more about our privacy policy.

The federal government and technology industry have developed practical tips to help you guard against Internet fraud, secure your computer and protect your personal information.

How InsuranceMaking.com Uses Your Personal Information
This policy covers how InsuranceMaking.com treats personal information that InsuranceMaking.com collects and receives, including information related to your past use of InsuranceMaking.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to InsuranceMaking.com
This policy does not apply to the practices of companies that InsuranceMaking.com does not own or control, or to people that InsuranceMaking.com does not employ or manage. In addition, some companies that InsuranceMaking.com has acquired have their own, preexisting privacy policies which may be viewed on our acquired companies page.

InsuranceMaking.com's participation in the Safe Harbor program
InsuranceMaking.com participates in the Safe Harbor program developed by the U.S. Department of Commerce and the European Union. To view our certification, visit the U.S. Department of Commerce's Safe Harbor Web site. For more information about InsuranceMaking.com's participation in the Safe Harbor program, please visit our Safe Harbor details page.

INFORMATION COLLECTION AND USE

General

InsuranceMaking.com collects personal information when you register with InsuranceMaking.com, when you use InsuranceMaking.com products or services, when you visit InsuranceMaking.com pages or the pages of certain InsuranceMaking.com partners, and when you enter promotions or sweepstakes. InsuranceMaking.com may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with InsuranceMaking.com and sign in to our services, you are not anonymous to us.

InsuranceMaking.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

InsuranceMaking.com automatically receives and records information from your computer and browser, including your IP address, InsuranceMaking.com cookie information, software and hardware attributes, and the page you request.

InsuranceMaking.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

InsuranceMaking.com does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.

InsuranceMaking.com does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

INFORMATION SHARING AND DISCLOSURE
InsuranceMaking.com does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
· We provide the information to trusted partners who work on behalf of or with InsuranceMaking.com under confidentiality agreements. These companies may use your personal information to help InsuranceMaking.com communicate with you about offers from InsuranceMaking.com and our marketing partners. However, these companies do not have any independent right to share this information.


· We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing InsuranceMaking.com to collect and use their child's information without consenting to InsuranceMaking.com sharing of this information with people and companies who may use this information for their own purposes.


· We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.


· We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of InsuranceMaking.com's terms of use, or as otherwise required by law.


· We transfer information about you if InsuranceMaking.com is acquired by or merged with another company. In this event, InsuranceMaking.com will notify you before information about you is transferred and becomes subject to a different privacy policy.


InsuranceMaking.com displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
· InsuranceMaking.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.


· InsuranceMaking.com advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).


InsuranceMaking.com works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

COOKIES
InsuranceMaking.com may set and access InsuranceMaking.com cookies on your computer.
InsuranceMaking.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to InsuranceMaking.com's cookies.

InsuranceMaking.com uses web beacons to access InsuranceMaking.com cookies inside and outside our network of web sites and in connection with InsuranceMaking.com products and services.
Your Ability to Edit and Delete Your Account Information and Preferences

General
You can edit your InsuranceMaking.com Account Information, including your marketing preferences, at any time.

New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the InsuranceMaking.com service, such as service announcements, administrative messages and the InsuranceMaking.com Newsletter, that are considered part of your InsuranceMaking.com account, without offering you the opportunity to opt out of receiving them.

Children

If a parent chooses not to allow us to further collect or use a child's information, parents enrolled in InsuranceMaking.com Family Accounts can delete their child's account by signing into that child's account and then visiting our Account Deletion page.

CONFIDENTIALITY AND SECURITY
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY
InsuranceMaking.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your InsuranceMaking.com account or by placing a prominent notice on our site.



Collection of Information by Ad Servers
InsuranceMaking.com may use a third party to present or serve advertisements that you may see at InsuranceMaking.com web pages. These third-party ad servers may use cookies, web beacons, clear .gifs or similar technologies to help present such advertisements, and to help measure and research the advertisements’ effectiveness. The use of these technologies by these third-party ad servers is subject to their own privacy policies and is not covered by our privacy policy. For more information on this site’s use of such third-party ad servers.
Google, as a third party vendor.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
Because publisher sites and laws across countries vary, we’re unable to suggest specific privacy policy language. However, you may wish to review resources such as the Network Advertising Initiative, or NAI, which suggests the following language for data collection of non-personally identifying information:
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.
You can find additional information in Appendix A of the NAI Self-Regulatory principles for publishers (PDF). Please note that the NAI may change this sample language at any time.
Third Party Web Sites
The services may include links to the websites of other companies and/or individuals. These third party websites may collect personal information about users on those websites, and InsuranceMaking.com’s privacy policy does not extend to these external websites and third parties. Please refer directly to these third parties and websites regarding their privacy policies.
Storage and Security of Information
Personal information will be processed and stored by InsuranceMaking.com in databases hosted in USA . InsuranceMaking.com has taken reasonable steps to protect the information users share with us, including, but not limited to, setup of processes, equipment and software to avoid unauthorized access or disclosure of this information.

QUESTIONS AND SUGGESTIONS
If you have questions or suggestions, please complete a feedback form